Clearwater Estate Planning Lawyer
Click here to read our blog.
Clearwater Estate Planning Attorney Attorney Profile Estate Planning Bankruptcy Workers' Compensation Contact Us
We will evaluate your needs and recommend a personalized estate plan.
Your time is valuable. Let us develop a successful estate plan.
Make sure you take the necessary steps to ensure your estate plan will apply in Florida.
Every person's financial situation is unique. Let us give you honest advice on whether bankruptcy is right for you.

Bankruptcy in Clearwater

As you attempt to move forward in life in the midst of significant debt, you will likely encounter a number of issues along the way. It may feel close to impossible to peacefully live your life under the financial burdens of an overwhelming amount of debt. However, the law affords individuals in certain circumstances the opportunity to have a fresh start and move beyond what may be a current state of hopelessness or despair. Under the guidance of Clearwater bankruptcy lawyer, you can learn about the many options available to you as you attempt to recover from the debt that has been weighing you down.

It can be easy to feel alone when you are dealing with debt on your own. Seeking legal aid is often the best choice and can provide relief you may have been unable to achieve on your own. In addition to getting rid of debts, bankruptcy can give you back your life; freeing you from the stress and constant worry. Learn more about the ways that I can assist you with filing through the following information links:

Chapter 7
Chapter 7 bankruptcy is appropriately referred to as liquidation bankruptcy. If you are successful with filing for Chapter 7, you will be able to start from scratch financially. In order to qualify, a means test will need to be taken and it is not until you pass this that you will be eligible to continue on. This is a more serious form of dealing with debt so it is often to your benefit to work along with a professional that can guide you through the process.

Chapter 13
Chapter 13 bankruptcy is also known as reorganization bankruptcy. Under the conditions of Chapter 13 bankruptcy, a debtor will be assigned a 3-5 year plan to repay their debts. This is a common move for those that need help dealing with a mortgage and other expenses, but are still able to make payments. They may have a regular source of income but have become overwhelmed with loans and credit card bills. Secured assets will be guarded, allowing the debtor to hold on to many or all of their possession.

Loan Modification
If granted, a loan modification may be able to help save your house from foreclosure. In the current enconomy, keeping up with mortgage payments may be difficult. An attorney has the ability to negotiate with the lender to lower mortgage payments that is manageable for you and your family.

Short Sale
In a short sale, property will typically be sold at an amount that is under the amount of debt that exists While a loss is often dealt with instead of turning over a profit, in the end it can be the best choice in a number of situations.

Life After Bankruptcy
For those that have been stuck in debt, falling back into the same patterns is something that should be avoided at all costs. By working with a professional from the firm you can learn more about what can be done to remain debt free and carry on with your life.

The Bankruptcy Process
The bankruptcy process is an unknown for many people that have never had to consider what it entails. When they are put in the position of possibly filing, there are intricate details that can be confusing to get a grasp on. Whether it is Chapter 7 or Chapter 13 you are looking into, there will be varying details that a lawyer can help you understand better.

Bankruptcy FAQ
A lot of questions come up from those that are filing or considering filing. These are well founded questions that are important to ask. Bankruptcy can be confusing for many people and with something as important as your finances you do not want to take any chances. Learn the answers to some questions you may have.

Bankruptcy Myths
There are many myths out there that people believe. As a result they can enter into bankruptcy with great apprehension or may avoid it through any means possible. It is critical to understand what is right and wrong from the beginning so that you fully understand what to expect.

Foreclosure Defense
Both Chapter 7 and Chapter 13 bankruptcies can assist people who are losing their home to a foreclosure. Chapter 13 in particular can be a powerful foreclosure defense that allows the borrower to remain in their home and it can save them from a substantial deficiency judgment.

View the firm's profile at FindaBankruptcyLawyer.com.

The Mercury Insurance Building, 1901 Ulmerton Road, Suite 400, Clearwater, FL 33762

Clearwater Bankruptcy & Estate Planning Attorney | Contact Us | Site Map | Privacy Policy

Attorney Web Design

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

Address: The Mercury Insurance Building, 1901 Ulmerton Road, Suite 435, Clearwater, FL 33762 Phone: (727) 424-2279